Privacy Policy
This Privacy Policy describes the way in which Sharp Cash deals with the information and data you provide to us to enable us to manage your relationship with Sharp Cash.
We will process any personal information provided to us or otherwise held by us relating to you in the manner set out in this Privacy Policy. Information may be provided via the Sharp Cash website (the "Website"), telephone calls or any other means.
By accepting this Privacy Policy, you agree that you understand and accept the use of your personal information as set out in this policy. If you do not agree with the terms of this Privacy Policy, please do not use the Website.
Who we are
References in this Privacy Policy to “Sharp Cash”, “we”, “us” or “our” relate to Lasho Trading Services Limited, a company incorporated in Nigeria (Registration number RC 1514148). We control the ways your Personal Data is collected and the purposes for which your Personal Data is used by Sharp Cash, acting as the “data controller” for the purposes of applicable Nigerian data protection legislation.
Contacting us
If you have any concerns or would like more detail about how we process your Personal Data, you can contact us using enquiries@lasho.ng.
Protecting Your Personal Data
Your Personal Data isn’t just protected by the quality, commitment and high standards of Sharp Cash, it’s also protected by law. The law states that we can only process your Personal Data when there is a genuine reason to do so, and it must be one of the following:
• To fulfil any contract that we have with you
• We have a legal obligation
• Where you have consented to the processing
• When it is in our legitimate interest
• When it is in the public interest
• When it is in your vital interests
Legitimate Interests
When we have a business or commercial reason to process your Personal Data this is referred to as a legitimate interest. Your Personal Data is still protected, and we must not process it in a way that would be unfair to you or your interests.
If we do use legitimate interests as a reason to process your Personal Data, we will tell you that we are doing so, what our legitimate interests are and provide you with a method to raise any questions or objections you may have. However, compelling grounds for processing such information may over-ride your right to object.
How long we keep your Personal Data
Whenever your data is kept by Sharp Cash we will ensure that it is appropriately protected and only used for acceptable purposes.
We will keep your data for the period that you are a customer of Sharp Cash.
NB. If you are no longer a customer of Sharp Cash, we will keep your data for the minimum length of time required to comply with the purposes set out in this policy and relevant legal or regulatory obligations. Your Personal Data may be kept longer if we cannot delete it for technical reasons.
If you choose not to provide your Personal Data it may prevent us from meeting legal obligations, fulfilling a contract, or performing services required to run your account. Not providing your Personal Data may mean we are unable to provide you with products or services.
Information Collected
The information and data about you which we may collect, use and process includes the following:
• Information that you provide to us by filling in forms on the Website or any other information you submit to us via the Website or email
• Records of correspondence, whether via the Website, email, telephone or other means
• Your responses to surveys or customer research that we carry out
• Details of the transactions you carry out with us, whether via the Website, telephone or other means
• Details of your visits to the Website including, but not limited to, traffic data, location data, weblogs and other communication data
Where it is reasonable for us to do so and not detrimental to your rights and freedoms, we also collect Personal Data from publicly available sources such as internet searches, Companies House, and broadcast media.
Telephone Calls
Telephone calls to and from our Customer Contact Centre are recorded for training and security purposes along with the resolution of any queries arising from the service you receive.
Social Features of Our Products
If you choose to participate in any of the social features that we provide with our products (such as chat rooms) Sharp Cash may store, record or otherwise process this data.
Personal Data we share with others
We may share your Personal Data within Sharp Cash and with these other organisations:
• Law enforcement agencies, regulators and other authorities
• Fraud prevention agencies
• Identity verification agencies
• Organisations that introduce you to us
• Third parties you ask us (or permit us) to share your data with
• Third parties necessary to provide products or services which you have requested
Depending on the products you choose to use we may need to share your Personal Data with the third parties that provide those services.
We may also disclose personal information to other companies within associated or subsidiary companies and to business partners, or successors in title to our business.
Your rights over your Personal Data
We will assist you if you choose to exercise any of your rights over your Personal Data, including:
• Withdrawing your previously granted consent; however, this will not invalidate any previously consented processing
• Lodging a complaint with any relevant Data Protection Authority
• Access to your Personal Data that we hold or process
• Correction of any Personal Data that is incorrect or out of date
• Erasure of any Personal Data that we process
• Restrict processing of your Personal Data in certain circumstances
• Asking us to provide you or another company you nominate with certain aspects of your Personal Data, often referred to as ‘the right to portability’
• The ability to object to any processing data where we are doing it for our legitimate interests
• The ability to contest a decision made entirely by automated processing, to express your point of view and to request that a human review the decision
Changes to our Privacy Statement
We may update this policy from time to time, so please review it frequently.